Ryan has a message and shares a story for people who are getting ready to retire. Ryan remembers when his grandfather, who was a union machinist, retired. He would spend his mornings hanging out at the coffee shop with his buddies and eating breakfast. At one point Ryan‘s grandfather‘s vision deteriorated and Ryan stepped up to take him to have breakfast with his buddies because he could no longer drive. One day Ryan’s grandfather got into the car and told Ryan that he had paid $10 for breakfast that used to cost him $1.25. That’s when Ryan realize the impact that inflation had on people’s retirement. As inflation increases, our purchasing power decreases, and in most cases those small cost-of-living adjustments to Social Security are not enough to keep pace. This is why it is so critical that people spend the time to develop a retirement income strategy that can grow from year to year to make sure that their retirement income is not devastated by inflation.