Ryan briefly discuss the different types of annuities and how they can fit into your plan. He first starts off with variable annuities, and how those types of annuities can give you potentially higher returns, however there is also more risk involved. Then he discusses fixed annuities, and how those are a very safe and secure product, but with not a lot of upside for growth. Lastly, Ryan talks about fixed indexed annuity’s or as some people refer to them as: hybrid annuities. Fixed indexed annuities can give can give you the protection of a fixed annuity, but with more upside if the underlying index performs.