Testimonials

We came to Ryan and Summit Financial Partners just as Maureen was retiring at age 66. A big chunk of our retirement savings was in her 401(k) from work. We knew we needed income during retirement but we weren’t sure of the best way to go about creating it.

Ryan showed us a solution that allowed us to create guaranteed income for life using the money in Maureen’s 401(k). We loved it. What’s best is we don’t have to worry every day about what the stock market is doing because our income isn’t affected by it. And if our circumstances change, Ryan’s solution allows us to get access to our money when we need it.

Maureen G. & Fran P. Cohasset, MA
When I retired from NStar, I had my 401(k) and my pension. It’s great to have a pension but I knew it wasn’t going to be enough for us to live on. And I was worried about which pension option to choose.

Ryan and Summit Financial Partners showed us 2 great solutions. The first would create guaranteed income using the money in my 401(k). It sounded a lot like my pension which is what I liked about it. Jackie and I could use this money along with my pension money to live on during our retirement. The 2nd solution was a way I could take the bigger payout option from my pension and still protect Jackie when I passed away.

Wayne & Jackie J. Apollo Beach, FL
I’m a widow so when it comes to planning for my retirement, I’m on my own. I’m fortunate to have a pension so I knew I would have some income for the rest of my life, but it wasn’t going to be enough to cover all my expenses.

To cover the rest of expenses, I sold some property I owned. I figured I would just take what I needed on a monthly basis from the money I received from that. Ryan and Summit Financial Partners showed me a better way. By using part of the money from the property sale, I was able to create guaranteed income, which along with my pension, would be more than enough to meet my day-to-day expenses.

Camille South Boston, MA
We were referred to Ryan by both of our son’s in-laws, who are also his clients. Eileen and I were within a couple years of retiring and we remembered how devastating 2008 was for many folks we knew who were about to retire. The last thing we wanted being so close to retirement ourselves was a repeat of what happened to so many others when they lost money in the markets.

Ryan understood immediately how concerned we were about the stock market. When he suggested solutions that would protect us against those losses and help turn part of our retirement savings into a lifetime income, we knew we had found the right guy.

Bill and Eileen L. Woburn, M
I first met Ryan in 2009 when I attended one of his workshops. My husband had very recently passed away and I wasn’t sure where to turn and who I could trust to help me make the right decisions financially. I was still working at the time but knew I wanted to retire soon.

It’s a good thing I met Ryan when I did because I was going to select a pension payout option that would have left nothing for my kids when I passed away. Ryan showed me that taking a lump sum payout from pension made more sense because it left me in control of my own money, and gave me the best chance of passing some of that money on to my kids.

Irene F. Murrieta, CA
Like a lot of people, I thought estate planning was only something the wealthy had to worry about. I thought because I had saved a good chunk of money in my 401(k) and my IRAs that I’d be all set.

What was so fantastic about meeting and working with Ryan and Summit Financial is how he was able to help understand that it wasn’t just about how much money I’d managed to save. It was about how I could make sure my money could provide me with a guaranteed income for the rest of my life.

Jim W. Stoneham, MA